Rental Car Is Insured

1-Who Can Rent A Car Helmet ? How Many Vehicles Do You Need To Apply For A Car Rental Insurance ?

Rent a car insurance can be arranged on behalf of real and legal persons. In policies issued on behalf of real persons, T.C identification number and vehicle license information Tax Identification Number and license information will be sufficient in policies to be issued on behalf of legal entities.

There is no limit to the number of vehicles to be able to rent a Car insurance, so a policy can be issued for a vehicle on behalf of natural persons or legal persons.

2-Rent A Car What Is The Exemption In Caskoda? Can rent a Car be arranged without insurance exemption?

Exemption from Rent a Car Casco means the amount of payment to the insured per event in Casco damages. Exemption rate may be 1% of the vehicle price, 2%, or the policy may be issued without exemption. In Casco policies issued with or without exemption, 25% exemption is applied for damage caused by theft of the vehicle by the lessor ( abuse of safety).

3-What does the exemption rate mean 1% or 2%?

Exemption rate is the amount of payment to the insured in Casco damages. In 1% exempt policies, 1% of the vehicle cost per damage is paid by the insured. For example, you get 1% exemption in a car rental insurance policy with a vehicle price of 20,000 TL. 200 TL per accident for this vehicle will be paid by the insured. In other words, in the event of a loss of US $ 2,000, Anadolu Sigorta will pay US $ 1,800 in damages, while the insured will receive a payment of US $ 200. If the same situation occurs in the 2% exempt rent a Car insurance policy, Anadolu Sigorta will pay 1,600 TL, while the insured will receive a payment of 400 TL.

From the amount of damage in exempt regulated policies ;

100 % recourse cases without deduction of exemption,

In cases with 75% recourse, deductions of up to 25% of the exemption are made,

in other cases, the entire exemption is deducted and the Casco damage payment is made.

4-What Is The Advantage Of An Exempt Policy ?

20% Casco discount will be applied in policies with 1% exemption; 40% Casco discount will be applied in policies with 2% exemption. In addition, exempt policies will be able to benefit from roadside assistance and assistance services and Mini-repair services without exemption.

5-What are the drawbacks of Making A Private Car Rental Car ?

Insurance premiums are determined according to the risks and the policy is made with the customer's declaration. The difference in risk between a private car and a car Rent a car changes the risk factors used in the account of insurance premiums. If a car rental car is made a special car helmet and the car is damaged by a helmet, the insurer's obligation to pay the damage is eliminated or the right to make incomplete payments is born with the understanding of this situation. The reason for this situation is that the insured makes incomplete or erroneous notification to the insurer and knowingly or unknowingly makes unfair gains.

In case of major damage or complete damage caused by Special Casco-insured vehicles, the person himself or his first-degree relatives, if the license holder is a real person, if the license holder is a company, the owner of the company and its employees are not the driver of the vehicle involved in the accident, the damage file goes to review. If, as a result of the examination, the vehicle is proved to be used as a rental vehicle, the insurer's obligation to pay the damage is eliminated or the right to make incomplete payments arises. Rent a Car insurance policies are not faced with this situation.

6-rent a Car Caskoda material and moral compensation claims are paid ?

Anadolu Sigorta Rent a Car Casco with 3. claims for financial compensation for damages given to persons are unlimited, and claims for Moral compensation are guaranteed with 2,500,000 TL.

7-Rent A Car Is there a tow truck and Roadside Assistance Service in Kaskoda ?

Rent a Car insurance policy holders can benefit from withdrawals and withdrawals without exemption. Locksmith service is provided in case the car doors remain locked. In addition, in the event of an accident or malfunction of the vehicle, services such as continuing the journey of those who are in the vehicle, returning to their residence addresses, or covering Hotel and accommodation costs can also be used.

8-is there a replacement vehicle service in case of damage or accident ?

Rent a Car insurance policies do not have replacement vehicle coverage.

9-Rent a Car is the theft of the car by the lessor included in the guarantee ?

Theft of the rental car by the lessor is included in the guarantee (25% tenzili exemption applies). This is not referred to in official records as theft, but as abuse of safety. Anadolu Sigorta Rent a Car this situation is stated in the Special Conditions section of the Caskoda.

10-does the person driving the car rent a Car pay for damage in accidents where it is found that the person is using alcohol or drugs?

In this case, no damage payment is made.

11-in case of an accident, will the damage I will suffer due to the fact that the car does not work be covered?

By obtaining a loss of revenue guarantee for use, days when the vehicle that was involved in the accident was not working are guaranteed. In order for this collateral to be used, the damage value must be more than 25% of the vehicle value ( this collateral cannot be used for full damages ).

Daily maximum limit 45 TL and 10 times the daily limit per event limit and 3 times the annual maximum limit per event limit are guaranteed days when your car is not running.

Casual compensation: £ 45

Maximum limit per event: 450 TL

Maximum annual Limit: £ 1,350

Source: People's insurance.